Al Martinez
America's Financial Solutions Group
Articles
![](/articles/images/495/pic1.jpg)
Securing Your Future with a 401(k) Plan
June 20, 2024
A 401(k) plan is a cornerstone of retirement savings in the United States, offering tax benefits and ...
![](/articles/images/495/pic10.jpg)
No 401(k)? Alternative Ways to Power Your Retirement Savings
May 22, 2024
Employer-sponsored 401(k) plans offer tax advantages and easy contributions, but not everyone has access to one. The good news is, there are still effective ...
![](/articles/images/495/pic12.jpg)
Why Your Credit Score Matters in Retirement and How to Boost It
April 20, 2024
You might think that your credit score doesn't hold much importance once you've retired. However, a ...
![](/articles/images/495/pic14.jpg)
Lowering Healthcare Costs in Your Golden Years
March 28, 2024
Being proactive about your health is a matter of improving your quality of life and a ...
![](/articles/images/495/pic15.jpg)
Preparing for the Big Two: Housing and Healthcare Expenses
February 21, 2024
Retirement planning is a critical aspect of financial well-being, yet many individuals often underestimate the two ...
![](/articles/images/495/pic16.jpg)
The Importance of the Distribution Phase in Your Financial Life
January 9, 2024
A Look at Fixed Annuities When it comes to managing your finances, experts often break down ...
![](/articles/images/495/pic17.jpg)
Understanding the Rising Appeal of QLACs in the Current Financial Climate
December 8, 2023
The financial world is witnessing a significant shift, particularly in retirement planning, owing to the recent ...
![](/articles/images/495/pic19.jpg)
The Volatility Conundrum
October 25, 2023
Navigating Retirement Investments Safely Navigating the treacherous waters of retirement investments can sometimes feel like an ...
![](/articles/images/495/pic2.jpg)
The New Paradigm of Retirement Income Solutions
September 28, 2023
Secure Your Golden Years with Annuities and Insurance Products How we think about retirement has significantly ...
![](/articles/images/495/pic21.jpg)
What is the Difference Between Fixed Annuities and Bank CDs?
August 31, 2023
Fixed annuities and bank certificates of deposit (CDs). Both financial products are often regarded as the ...
![](/articles/images/495/pic22.jpg)
Understanding Annuity Riders
June 29, 2023
Customizing your Financial Safety Net Disclosure: Annuity riders are not always offered on all annuity products, and ...
![](/articles/images/495/pic23.jpg)
Annuity Ladders Can Help You On Your Climb Towards Retirement
April 5, 2023
An annuity ladder is a financial planning strategy that involves dividing a lump sum of money ...
![](/articles/images/495/pic25.jpg)
Take Control of Your Retirement: Strategies to Lower the Risks of Outliving Your Savings
February 3, 2023
Are you a retiree or planning to retire soon and concerned about having your savings last? ...
![](/articles/images/495/pic26.jpg)
Make Sure You Avoid The Financial Storms
January 9, 2023
Years ago, I was sitting in my home watching on TV the arrival of a destructive ...
![](/articles/images/495/pic3.jpg)
Are You Paralyzed About Your Retirement Choices?
September 20, 2022
Could an annuity help you enjoy your retirement? Hurricane Sandy devastated the Atlantic Seaboard, the national ...
![](/articles/images/495/pic4.jpg)
Annuity Sales Are Predicted to Grow In These States
September 11, 2022
Fixed indexed annuities have become the darling for retiring with guaranteed income. Nearly 3 million people ...
![](/articles/images/495/pic5.jpg)
A Pile Of Cash: How Important Is It?
September 11, 2022
Cash talks when it comes to paying for something like a new car. Cash can get ...
![](/articles/images/495/pic6.jpg)
Saving For Retirement? Don’t Forget Your Teeth
September 11, 2022
Her jaw began to hurt three years after Sue retired, at first only when she awoke, ...
![](/articles/images/495/pic7.jpg)
Top 7 Retirement Planning Mistakes To Avoid
April 25, 2021
Retirement decisions can be confusing and complicated. Many people make too many mistakes when it comes ...
![](/articles/images/495/pic8.jpg)
4 Common Myths about Annuities
February 16, 2019
Myths or facts, make sure your understand the difference Corporate media is mostly aligned against annuities. ...
![Al Martinez picture](/pictures/72/picture-c73b01d62fe3ecd8.jpg)
Al Martinez
America's Financial Solutions Group
Servicing Colorado, Wyoming, and New Mexico
al.martinez@retirevillage.com
(888) 418-3358
Sign up for our newsletter.
Safe Money insights and tips sent to your inbox twice a month.
Sign Up Now!